Posted on 28 February 2010. Tags: money management, online, tips
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Posted on 25 February 2010. Tags: money management
E has been a bit uninspired about putting £s in the Iceland Fund since it looks like it won’t fit into our holiday schedules until next winter. We were almost finished filling a second jar so I decided to count it and get him excited again!
E’s guess? £215
Actual total? £296!
We’re nearly a third of the way to our goal!
We’ve dumped the second jar into the Big Tin and are starting a fresh jar with, hopefully, a bit of renewed enthusiasm for the project!

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Posted on 08 February 2010. Tags: money management
Loads of interesting data on the UK economy and the financial habits of Britons. Have a look!

Source: Credit Report Guides
Thanks to CreditReport.org.uk for the tip!
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Posted on 25 December 2009. Tags: money management, online, tips
Useful posts from around the web over the past couple of weeks. Given that it’s Christmas, a couple of these are a bit late but since the tips are pretty evergreen, I thought I’d include them anyway!
For the last roundup click here.
Top ten tips on retirement planning from FT Money Matters
Seven steps to a frugal xmas lunch from Love Money
Save on books with Read It, Swap It from WalletPop UK
Where to save children’s Christmas money from This is Money
The easy guide to reading your credit card statement from SimplyFinance
Ten things you can get for free this Christmas from Love Money
36 green gift wrapping ideas from Wisebread
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Posted on 21 December 2009. Tags: iceland fund, money management, travel
E and I have been dreaming of a holiday in Iceland practically since we met. Neither of us has ever been there (airports don’t count) and for lots of reasons it’s on the travel wish list for both of us.
Rather than chuck it on the credit card we thought we’d actually save up and devised the Iceland Fund. Basically, we put every single pound coin we come home with in a jar.
I’d like to go in winter, in hopes of seeing the Northern Lights, so if we plan to do it next year we’ve got plenty of time. We reckon we need at least £1000 for a long weekend. We haven’t allowed ourselves to count it yet.
About two months in, we’ve filled the jar (see below), dumped it in an intimidatingly large amaretto tin, and started again. I thought I’d keep you all updated on our progress, each time we fill a new jar. Good luck us!

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Posted on 07 December 2009. Tags: money management, online, tips
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Posted on 05 December 2009. Tags: money management, online
I overheard two younger work colleagues discussing how much they spend each month on groceries. One was very conscious of her budget. Newly married and currently living on one income, she’s diligent about tracking everything she spends. Impressive!
She uses The Budget Planner from Money Saving Expert and finds it really useful. I haven’t tried this yet (I’ve got my own, less impressive tracking system) but I like the look of it and I thought I’d pass the tip along to you.
About the budget, the site’s editor, Martin Lewis, said:
It’s oft said… “In debt? Do a budget!”, “Skint? Draw up a budget!”, “Wife run off with the milkman? BUDGET!” The problem is most budgets don’t work; they only look at a month’s spending and miss too much out. This is a unique budgeting guide, including the free budget planner tool, with special techniques to manage and control your cash.
If ’saving money’, ’spending less’ or ‘minding my budget’ are familiar New Year’s resolutions for you, this would be a great time to check out The Budget Planner and see if you can fit it into your life come January.
You can download it here and find loads of tips on filling it out here. Good luck!
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Posted on 19 November 2009. Tags: money management, online, tips
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Posted on 09 November 2009. Tags: money management, online, tips
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Posted on 02 November 2009. Tags: mobile, money management, shopping
So truth be told I don’t actually HAVE an iPhone, nor any plans to buy one, but I’m fascinated by all of the really great apps out there and thought I’d do a post on some of the ones I just might use:
RedLaser – Swipe your iPhone over the barcode of an item and RedLaser’s built-in scanner will search Amazon and Google Product Search for the top online prices for that item. (£1.19)
Ocado on the Go – The first UK online shopping app from Ocado lets you browse through thousands of household groceries, then place your order for delivery in a handy one-hour time slot. (free)
Pennies – Input what you’ve spent and what you’ve spent it on and Pennies will track your it against your overall budget, give you a daily average and chart your expenditures over time. (£1.79)
Meter Readings – Track your household energy usage and how much you’re spending on gas, water and electric.You can also chart your energy usage by day, week and month to see how you can change your patterns. (59p)
Twenga – Find and compare prices and technical specifications on millions of high tech products before making a purchase either in-store or online.
Bento – A personal organiser, Bento manages contacts, schedules, images, finances and more. It can even be used to track exercise regimes or store recipes. (£2.99)
For more suggestions, check out the Times’ Top iPhone Apps to Save You Money and the Independent’s How iPhone Apps Can Help Save and Manage Your Cash.
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